Hey Guys, I'm sure by now most of you have heard how the mortgage companies are willing to work with you if you need help with your mortgage. I have medical bills piling up out the wazoo on my wife and thought I'd see about getting my payments extended. My house if financed by Rocket Mortgage and they ARE NOT doing and extension at your current rates. This is how they want to play it. They call this a forebearance. Here's how it works, they'll let you not pay your mortgage for up to 90 days, but at the end of that period, you'll have to make up the back payments (no interest or late fees charged) in one LUMP SUM or ask to refinance your home! Are you kidding me? This will lock you into another 30 year mortgage with them IF they approve you a second time. If not, then you're crap out of luck and will have to find another company to finance you. It all seems kind of underhanded to me. I know one thing, if I'm able to sell my house and get out of this God forsaken state, I sure won't be asking Rocket mortgage for another home loan. What a scheme!