Has anyone had a "run in" (pardon the pun) with insurance companies refusing to pay diminished value on a classic car because they are more than ten years old? This attitude is ridiculous especially when it comes to their explanation of refusal. The agent had the nerve to tell me that diminished value is not paid because the new paint will "increase" the value of the car. That is not really true with newer cars much less a car with orginal paint that has survived decades. I know I could always contact my state insurance comissioner and an attorney but I would prefer the path of least resistance. Any advice or anecdotes?