Exactly. The b̶l̶o̶o̶d̶s̶u̶c̶k̶e̶r̶ lawyer files a nuisance lawsuit and the insurance company settles because it's less trouble than going to court. The b̶l̶o̶o̶d̶s̶u̶c̶k̶e̶r̶ lawyer gets his share of the settlement for doing very little work. If the b̶l̶o̶o̶d̶s̶u̶c̶k̶e̶r̶ lawyer can find enough clients to do that all day, it's a path to prosperity.The lawyer will be taking on the car owner's insurance company. If anything happens, the insurance company may settle it to make the issue go away.